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Business Law, Guardianship, Conservatorship, Probate, Estate, Wills, Trusts, Elder Law, Real Estate, and Bankruptcy

WILL I BE ABLE TO GET CREDIT AFTER BANKRUPTCY?

“Will I be able to get credit after bankruptcy” is one of the frequently asked questions by clients. Given what bankruptcy means, the question is reasonable. However, things are not as dire as one may think. As I explain to clients and callers, you will be amazed at...

DIVORCE AND DISCHARGEABLE DEBT

DIVORCE AND DISCHARGEABLE DEBT One of the big changes from the Bankruptcy Reform Act from 2005 was making certain domestic support obligations non-dischargeable in bankruptcy.  Section 523(a)(5) simple states the domestic support obligations are non-dischargeable. ...

The Basics of a Chapter 13

Understanding How A Chapter 13 Bankruptcy Can Help A major purpose of the 2005 Bankruptcy Reform Act, was to provide a more certain method of determining whether individual debtors could file a Chapter 7 (which is what every client wants to file) or whether debtors...

Correcting Errors on Your Credit Report

Have you ever tried to correct something on a Credit Report? According to many past clients and phone inquiries, the process is tedious and frustrating. Certainly, victims of identity or credit card fraud have spent a great deal of time and have been tremendously...

Stripping a Lien from Property

Stripping Secured Liens Warning: This aspect of bankruptcy law is complicated.  So, if you think you need to read the following a few times, you do. Bankruptcy Code section 11 USC 506(a) is used to determine the creditor’s status as a secured claim holder or unsecured...